commercial mortgage
These days a commercial mortgage can be obtained at excellent rates from high street lenders like Abbey and Halifax.
Previously, commercial mortgage buyers used to have to pay very high premiums or mortgage rates, but the mortgage market is now so competitive that many lenders offer excellent rates with few drawbacks.
If you have had some credit problems in the past, this is not a show stopper, the commercial mortgage selected will take this into account.
Friendly team.
Our friendly mortgage broker team can advise you on how to go about getting the right self employed mortgage for your circumstances.
If you have difficulty proving your income we have excellent relationships with many
lenders who are flexible on what they need to prove income. Contract workers also can benefit from this flexibility.
If you are needing an income stretch we will negotiate with the lender on your behalf to get the best rate and amount you need.
We also advise on self cert mortgages if required, although these days many lenders work on affordability rather than self certification.
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